Loan Programs

The following is a partial list of programs offered by G & S Mortgage Corp. with a brief description of the key elements.

  • CONVENTIONAL: Programs available for the borrower who needs 100% financing. Up to $1,200,000.

  • GOVERNMENT PROGRAMS (FHA/VA): Numerous loans are available under these programs. Intended for the low/moderate income and veteran borrowers. 100% financing or minimal down payment is available. Income and loan amount limits do apply.

  • 90% RATE OR TERM RE-FINANCING and Purchases up to $1,200,000: For the customer wanting to obtain a lower interest rate. Loans are based on a maximum of 90% of appraised value.

  • DOWN PAYMENT ASSISTANCE: First time homebuyers who meet the income requirements can qualify for the following: Mississippi Home Corp. Bond Money, Down Payment Assistance, and Mortgage Credit Certificate.

  • SECOND HOME: A program for the homebuyer wishing to purchase a vacation home. This purchase can be financed up to 100% depending on the loan amount.

  • INVESTOR/RENTAL PROPERTY: Buyers who are looking to generate rental income by purchasing these types of properties. Multiple property ownership is allowed under certain programs. Financing up to 100% is available.

  • NO INCOME VERIFICATION: This offers the self employed borrower or special borrower who wish not to provide tax returns, P&L's, or pay stubs to finance 100% on a refinance or 100% on a purchase.

  • BALLOON/ARM'S: These programs are intended for the homebuyer who feels they will only occupy the property for a short period of time.

  • We also have 40 and 45 year fixed rate Loans.

  • Interest only fixed rate and ARM's are available.

  • NON-CONFORMING: For customers with bruised credit or debt ratios up to 50%. Loans with LTV's of 90% and over $500,000 are available.

We work to get you the best loan possible. Our qualification process is simple and fast!

Fill out our easy online loan application!

Main Office
8000 East Prentice Avenue #B2
Greenwood Village, CO 80111
Phone: 303-759-0508
Fax: 303-759-5127
Branch Office
8400 East Prentice Ave #1500-10
Greenwood Village, CO 80111
Phone 303-409-7707
Fax 303-409-7708
Toll Free 877-394-9836

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